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Don’t Let Claims Keep You in a Chokehold

Written by Angie Garner | Aug 26, 2025 2:49:08 PM

Take control with SmartMoving's built-in claims management system.

In this industry, damage happens. What matters most is what happens next. Handled right, a claim becomes a moment to earn trust. Handled wrong, it turns into a bad review and lost revenue.

Most movers don’t have a system. That’s the problem.

SmartMoving’s claims management takes the chaos out of claims, giving you clarity, consistency, and control.

Why claims keep you up at night

Compliance isn’t optional

You’re on the hook for federal and state regulations. Miss a deadline or misplace a doc? That’s a fine—or worse. Still tracking claims in spreadsheets and email threads? That’s playing with fire.

Your reputation’s on the line

When something breaks, most customers won’t put you on blast if you respond fast with clear communication and a plan. A messy claims process makes you look sloppy. A clean one makes you look professional.

Every claim is a clue

If you can’t track what’s getting damaged, who's involved, or how much it’s costing you, you’re doomed to repeat the same mistakes. Claims aren't just headaches. They're data. Big red signs begging your attention. 

What SmartMoving does differently

Claims tracking, start to finish

Track every claim from the moment it’s submitted to the moment it’s resolved. Who got it. When they acknowledged it. What the next step is. It's all conveniently logged in your moving software. No blind spots. No balls dropped.

Compliance and protection

Automated acknowledgment emails. Time-stamped logs. Everything tracked in one place. If a claim ever ends up in court, you’ve got a defensible paper trail ready to go.

Accuracy down to the last detail

The best way to manage your claims ratio? Understand who, what, and why it happened. Tie claims to crews and jobs, so you can...

  • Spot trends
  • Coach your team
  • Fix problems before they repeat

With detailed log including damage description, weight, value, and photos, you're not throwing money away. You're calculating accurate payouts and resolving disputes fast. 

Valuation sales = extra profit

Let customers buy valuation coverage directly during booking. Create a claims reserve fund so you can handle low-cost issues in-house, without hiking your insurance premiums. Faster resolutions. Better margins.

⁉️Did you know? 70-90% of the valuation sale is pure profit.

Real-time (not end of month) reporting

Know your numbers before they blow up your bottom line: claims ratio, loss ratio, total claims paid, and insurance payments. That's how you control costs and stop the leaks. 

Who benefits—and how

  • Claims managers: Every claim logged, time-stamped, tracked. No gaps. No guessing.
  • Ops leaders: See which teams or job types cause issues. Fix patterns. Improve outcomes.
  • Finance teams: Track claims and payouts down to the job. Keep reserves accurate. Stay ahead of insurance risk.
  • Owners: Stay on top of open, closed, and at-risk claims with one dashboard. Make smarter calls with real data.

Why it matters

This isn’t a bolt-on tool. This is the only claims system for moving companies that ties issues back to your jobs, teams, and profitability.

SmartMoving’s Claims Management gives you:

  • Integrated claim tracking tied to real jobs
  • Auto-generated compliance logs
  • Item-level detail and photo documentation
  • Custom workflows and statuses
  • Built-in valuation upsells
  • Reserve support to protect your margins
  • Reporting that actually tells you what's going on

SmartMoving doesn’t just help you handle claims. It helps you learn from them—so your business runs tighter and earns trust faster.

Turn problems into proof you’re a pro. That’s claims, the SmartMoving way.