---
title: Tired of 3% Fees? Meet the Smarter, Faster Way to Get Paid
description: "Inside: how E-Checks help movers get paid faster, with lower fees, fewer disputes, and zero manual matching"
---

[Blog ](https://www.smartmoving.com/blog)

# [Tired of 3% Fees? Meet the Smarter, Faster Way to Get Paid](https://www.smartmoving.com/blog/smarter-faster-way-to-get-paid)

 Written by [Amber Muller](https://www.smartmoving.com/blog/author/amber-muller) | Dec 18, 2025 9:32:25 PM

Movers are tired of delays, fees, and clunky workflows around getting paid.

In our recent webinar, we broke down how **SmartMoving’s E-Check—powered by Remedy Payments—cuts out the friction**, lowers your costs, and helps you get paid *faster*.

Missed it? Here’s the recap.👇

 

## Why E-Check payments matter now

Let’s face it—credit card payments come with:

- High fees
- Chargeback headaches
- Customers balking at that extra 3%

**E-Check is the simpler, cheaper alternative**:

- Lower processing fees
- Predictable payout timing
- Fewer disputes
- Cleaner customer experience

But first—what is E-Check exactly? It's a direct electronic transfer from your customer’s bank account to yours. No paper. No waiting. No middle steps.

And with **Remedy built into SmartMoving**, it’s all in one platform—designed to make cash flow frictionless.

## How it works in SmartMoving

Here’s the workflow from quote to cash:

### **1. Customer chooses E-Check at checkout**

They enter bank details in a secure, mobile-friendly form. No logins, no hoops.

### **2. Funds go straight to your SmartMoving Payments account**

You get full visibility into:

- Payment status
- Settlement timing
- The exact job it’s tied to

### **3. Reconciliation is automatic**

Every E-Check syncs with your reports and QuickBooks—no double entry, no manual matching, no “what job was this?” ever again.

## What makes it reliable? Behind the scenes

This system stays rock-solid as your business grows:

- **Built on proven rails:** Remedy processes over $1B annually—giving you the benefit of scale and serious fraud protection.
- **Bounce handling built-in:** 
    - We detect insufficient funds fast
    - Failed payments create automatic offset transactions
    - Your QuickBooks integration stays clean and accurate

This hit home—because we’ve *all* been burned by a check bouncing two weeks later.

## The customer experience

We demoed the payment flow from your customer’s side. And the verdict was unanimous:

> “That’s way easier than what we’re doing today.”

It’s mobile-first, friction-free, and gets your invoices paid faster—with fewer follow-ups.

## And this is just the beginning

Our goal? Faster, cheaper, clearer cash flow for movers who want to run tighter operations.

**Stay tuned—there’s more coming.**

## E-Check FAQs

### **Q: What’s an E-Check again?**

It’s a digital check—no paper, no bank trips. Just a direct pull from your customer’s bank to your SmartMoving Payments account.

### **Q: How do I turn it on?**

If you’re using Remedy, just toggle E-Checks on in your payment settings and follow the quick setup. Not on Remedy yet? Email info@remedypayments.com.

### **Q: What if a check bounces?**

SmartMoving handles it automatically with an offsetting transaction. Your accounting stays clean depending on your QuickBooks setup.

### **Q: Same payment link for customers?**

Yep. E-Check is just another option on the same secure checkout screen.

 

[View full post](https://www.smartmoving.com/blog/smarter-faster-way-to-get-paid)

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